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About Us

Career Opportunities

At Quantum National Bank, we pride ourselves on our dedicated and talented team members.  Our shared goal is to provide community-focused financial services through personalized customer service, flexibility and community-based decision making.  We look for the most qualified individuals who will deliver the ultimate in “Quantum service” to our customers, both internal and external.


If you are looking to take the next step in your career with an employer dedicated to providing a challenging and rewarding work environment, Quantum National Bank may be the place for you.  We offer competitive salaries and a comprehensive benefits package.


For consideration please e-mail, fax or send us your resume:

E-mail:  careers@quantumbank.com 


US Mail:

Quantum National Bank
Human Resources Department
505 Peachtree Industrial Blvd.
Suwanee, GA  30024

Quantum National Bank is an Equal Opportunity Employer, M/F/D/V.

 

 

COMMERCIAL LENDER 

 

COMMERCIAL LENDER

Quantum National Bank Philosophy

Quantum National Bank's Culture is one of teamwork, professionalism and dedication to furthering the goals of our Customers and therefore the success of the Bank.  Our employees work hard to treat our customers, other employees and suppliers with attention to detail and respect.  We strive for open communications throughout the Bank and the stakeholders who share in our success.

MISSION STATEMENT

Your Banking Partner for Success

Further, our core values were carefully selected to clearly state the guiding principles that we use daily at Quantum in our work and relationships with our clients, our staff and our communities.

These core values are:

L       Listening to our partners

E       Ensuring security and confidentiality

A      Assuring a culture of respect and accountability

D      Delivering valuable financial solutions

I        Instilling honesty and integrity in our actions

N      Nurturing our community’s growth

G      Giving responsive service

 

Position purpose

The business development officer is responsible for acquiring new business relationships and growing and maintaining a strong portfolio.

Responsibilities/Duties/Functions/Tasks

SALES/SERVICING:

The BDO will work with new or existing clients by marketing, structuring and preparing credit requests for commercial and commercial real estate loans (which may include construction and term loans, depending upon the assigned department) and cross-selling corporate products. The BDO is responsible for generating new business and managing assigned portfolio. The lender must be very familiar with the market in order to generate new business and is also responsible for staying abreast of all conditions and trends of marketplace.

UNDERWRITING/POLICY COMPLIANCE:

The BDO should demonstrate the ability to understand credit risk and be able to properly evaluate and disclose risk in a relationship. The officer’s ability to analyze the borrower’s operational capacity is also evaluated. The officer should also be able to assess collateral and any potential weaknesses. Factual accuracy in the loan memorandum is another consideration. The lender should understand the loan policy and document any exceptions to it.

ACCOUNT SERVICING

The loan officer, with the assistance of the account manager, should ensure files are up to date and exceptions resolved in a timely manner. A goal for total exceptions is 25%. The loan officer shall service account and maintain up-to-date memorandum in files. The loan officer shall maintain well-organized, neat and current credit and collateral files. Site visits shall be performed annually and documented accordingly.

PROBLEM LOAN IDENTIFICATION:

The loan officer shall identify any potential problems in a loan relationship and document these issues in the credit file and promptly notify the SCO. Loan ratings shall be assigned at loan approval and the loan officer shall recommend any changes in a timely manner. Loan officer shall assist in carrying out action plans approved by SCO for problem credit relationships.

COLLECTION EFFORTS:

The loan officer has the responsibility to collect past due loans. The specific actions depend upon the delinquency of the account. The bank’s past due goals are 1.25% for past due loans greater than 15 days and 1.0% for loans past due greater than 30 days.

ASSET QUALITY

The loan officer has the responsibility to adhere to Board approved asset quality goals. Loan losses should be maintained at acceptable levels. Substandard assets should be less than 20% and OAEM less than 25% of the lenders portfolio.

PRODUCTION EXPECTATIONS

Production goals will be established annually based on commercial lending experience and salary levels. During the first 12 months of employment, the loan officer is expected to maintain the production goals mentioned below.

One month - Three months         No minimum goal requirement

Three months – Six months         33.3% of annual goal

Six months – Nine months           40% to 67% of annual goal

Nine months – Twelve months   75% to 100% of annual goal

Year-to-date reviews of goals are conducted monthly during each year of employment (including initial year of employment). If goals are not being met, the loan officer then would improve production goals through a performance improvement plan.

Employee is required to attend all mandatory meetings, including, but not limited to monthly staff meetings, weekly Business Development Officer meetings, and any meetings deemed mandatory by management.

Qualifications

College Degree – either Bachelor’s or Associate's. Degree in finance, business or accounting preferred

2+ years of prior financial sales experience preferred

3+ years experience in banking

Strong communication skills, both verbal and written in English

Strong organizational skills

General knowledge of banking and business in targeted location

Special Position Requirements

Travel up to or more than 50% of the time: visiting customers, making calls etc. Use of personal car required

Valid auto insurance required

Annual Bank Secrecy Act training required

Quantum National Bank is an Equal Opportunity Employer

 

SBA LENDER

 

Quantum National Bank Philosophy

Quantum National Bank's Culture is one of teamwork, professionalism and dedication to furthering the goals of our Customers and therefore the success of the Bank.  Our employees work hard to treat our customers, other employees and suppliers with attention to detail and respect.  We strive for open communications throughout the Bank and the stakeholders who share in our success.

MISSION STATEMENT

Your Banking Partner for Success

Further, our core values were carefully selected to clearly state the guiding principles that we use daily at Quantum in our work and relationships with our clients, our staff and our communities.

These core values are:

L       Listening to our partners

E       Ensuring security and confidentiality

A      Assuring a culture of respect and accountability

D      Delivering valuable financial solutions

I        Instilling honesty and integrity in our actions

N      Nurturing our community’s growth

G      Giving responsive service

Position purpose

The business development officer (BDO) is responsible for acquiring new business relationships and growing and maintaining a strong portfolio.

Responsibilities/Duties/Functions/Tasks

UNDERWRITING/POLICY COMPLIANCE:  The BDO should demonstrate the ability to understand credit risk and be able to properly evaluate and disclose risk in a relationship.  The officer’s ability to analyze the borrower’s operational capacity is also evaluated.  The officer should be able to assess collateral and any potential weaknesses.  Factual accuracy in the loan memorandum is another consideration.  The lender should understand the loan policy and document any exceptions to it.

ACCOUNT SERVICING:  The loan officer, with the assistance of the account manager, should ensure files are up to date and exceptions resolved in a timely manner.  A goal for total exceptions is 25%.  The loan officer shall service the account and maintain up to date memorandum in files.  He/she shall maintain well-organized, neat and current credit and collateral files.  Site visits shall be performed annually and documented accordingly.

PROBLEM LOAN IDENTIFICATION:  The loan officer shall identify any potential problems in a loan relationship and document these issues in the credit file and promptly notify the senior credit officer (SCO).  Loan ratings shall be assigned at loan approval and the loan officer shall recommend any changes in a timely manner.  Loan officer shall assist in carrying out action plans approved by SCO for problem credit relationships.

COLLECTION EFFORTS:  The loan officer has the responsibility to collect past due loans.  The specific actions depend upon the delinquency of the account.  The bank’s past due goals are 1.25% for past due loans greater than 15 days and 1.0% for loans past due greater than 30 days.

ASSET QUALITY:  The loan officer has the responsibility to adhere to Board approved asset quality goals.  Loan losses should be maintained at acceptable levels.  Substandard assets should be less than 20% and watch list accounts less than 25% of the lender’s portfolio.

PRODUCTION EXPECTATIONS:  Production goals will be established annually based on commercial lending experience and salary levels.  During the first 12 months of employment, the loan officer is expected to maintain the production goals outlined below:

  • One-three months – No minimum goal requirement
  • Three-six months – 10%-33.3% of annual goal
  • Six-nine months – 40%-67% of annual goal
  • Nine-twelve months – 75% to 100% of annual goal

Year-to-date reviews of goals are conducted monthly during each year of employment (including initial year of employment).  If goals are not being met, a performance improvement plan would be created to help the loan officer make progress toward those goals.

Qualifications

  • College Degree – Either Bachelor’s or Associate’s.  Major in finance, business or accounting preferred
  • 2+ years of prior SBA financial sales experience preferred
  • 3+ years’ experience in SBA banking
  • General knowledge of banking and business in targeted location
  • Strong English communication skills, both verbal and written
  • Strong organizational skills

Work Requirements

Travel up to or more than 50% of the time – visiting customers, making calls, etc.

Driving own vehicle required

Clean driving record and valid auto insurance required

Annual Bank Secrecy Act training required

Quantum National Bank is an Equal Opportunity Employer

 

 

505 Peachtree Industrial Blvd. Suwanee, GA 30024 | 770-945-8300 (phone) | 770-945-4888 (fax)
2905 Bethany Bend, Milton, GA 30004 | 678-889-4700 (phone) | 770-667-6475 (fax)

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