Team Feb 2016 - Small

About Us

Career Opportunities

At Quantum National Bank, we pride ourselves on our dedicated and talented team members.  Our shared goal is to provide community-focused financial services through personalized customer service, flexibility and community-based decision making.  We look for the most qualified individuals who will deliver the ultimate in “Quantum service” to our customers, both internal and external.


If you are looking to take the next step in your career with an employer dedicated to providing a challenging and rewarding work environment, Quantum National Bank may be the place for you.  We offer competitive salaries and a comprehensive benefits package.

Quantum National Bank Philosophy

Quantum National Bank's culture is one of teamwork, professionalism and dedication to furthering the goals of our customers and therefore the success of the Bank.  Our employees work hard to treat our customers, other employees and suppliers with attention to detail and respect.  We strive for open communications throughout the Bank and the stakeholders who share in our success.

MISSION STATEMENT

Driven by honesty and integrity, we provide superior financial guidance to the communities we serve in order to enhance the success of our clients and employees.

CORE VALUES

Your Banking Partner for Success

Further, our core values were carefully selected to clearly state the guiding principles that we use daily at Quantum in our work and relationships with our clients, our staff and our communities.

These core values are:

L       Listening to our partners

E       Ensuring security and confidentiality

A      Assuring a culture of respect and accountability

D      Delivering valuable financial solutions

       Instilling honesty and integrity in our actions

N      Nurturing our community’s growth

G      Giving responsive service

 
For consideration please e-mail, fax or send us your resume:

E-mail:  careers@quantumbank.com 


US Mail:

Quantum National Bank
Human Resources Department
505 Peachtree Industrial Blvd.
Suwanee, GA  30024

Quantum National Bank is an Equal Opportunity Employer, M/F/D/V.

 

 

 

COMMERCIAL LENDER

 

Position purpose

This position will be based in our new Buckhead Loan Production Office.

The commercial lender is responsible for acquiring new business relationships and growing and maintaining a strong portfolio. 

Responsibilities/Duties/Functions/Tasks

SALES/SERVICING:

The commercial lender will work with new or existing clients by marketing, structuring and preparing credit requests for commercial and commercial real estate loans(which may include construction and term loans, depending upon the assigned department), and cross-selling corporate products.  The lender is responsible for generating new business and managing assigned portfolio.  The lender must be very familiar with the market in order to generate new business and is also responsible for staying abreast of all conditions and trends of marketplace.

UNDERWRITING/POLICY COMPLIANCE:

The lender should demonstrate the ability to understand credit risk and be able to properly evaluate and disclose risk in a relationship.  The officer’s ability to analyze the borrower’s operational capacity is also evaluated.  The officer should also be able to assess collateral and any potential weaknesses.  Factual accuracy in the loan memorandum is another consideration.  The lender should understand the loan policy and document any exceptions to it.

ACCOUNT SERVICING:

The loan officer, with the assistance of the account manager, should ensure files are up to date and exceptions resolved in a timely manner.  A goal for total exceptions is 25%.  The loan officer shall service account and maintain up-to-date memorandum in files.  The loan officer shall maintain well-organized, neat and current credit and collateral files.  Site visits shall be performed annually and documented accordingly.

PROBLEM LOAN IDENTIFICATION:

The loan officer shall identify any potential problems in a loan relationship and document these issues in the credit file and promptly notify the SCO.  Loan ratings shall be assigned at loan approval and the loan officer shall recommend any changes in a timely manner.  Loan officer shall assist in carrying out action plans approved by SCO for problem credit relationships.

COLLECTION EFFORTS:

The loan officer has the responsibility to collect past due loans.  The specific actions depend upon the delinquency of the account.  The bank’s past due goals are1.25%for past due loans greater than15 days and 1.0% for loans past due greater than 30 days.

ASSET QUALITY:

The loan officer has the responsibility to adhere to Board approved asset quality goals.  Loan losses should be maintained at acceptable levels.  Substandard assets should be less than 20% and OAEM less than 25% of the lender's portfolio. 

Qualifications

College Degree–either Bachelor’s or Associates.  Degree in finance, business or accounting preferred

2+ years of prior financial sales experience preferred

3+ years’ experience in banking

Strong communication skills, both verbal and written in English

Strong organizational skills

General knowledge of banking and business and experience in Buckhead/Intown Atlanta market strongly preferred

Special Position Requirements 

Travel up to or more than 50% of the time:  visiting customers, making calls, etc.

Use of personal car required

Valid auto insurance required

Annual Bank Secrecy Act training required

 

 

SBA LENDER

 

Position purpose

The commercial lender is responsible for acquiring new business relationships and growing and maintaining a strong portfolio.  

Responsibilities/Duties/Functions/Tasks

SALES/SERVICING:

The SBA lender will work with new or existing clients by marketing, structuring and preparing credit requests for SBA loans and cross-selling corporate products.  The lender is responsible for generating new business and managing assigned portfolio.  The lender must be very familiar with the market in order to generate new business and is also responsible for staying abreast of all conditions and trends of marketplace.

UNDERWRITING/POLICY COMPLIANCE:

The lender should demonstrate the ability to understand credit risk and be able to properly evaluate and disclose risk in a relationship.  The officer’s ability to analyze the borrower’s operational capacity is also evaluated.  The officer should also be able to assess collateral and any potential weaknesses.  Factual accuracy in the loan memorandum is another consideration.  The lender should understand the loan policy and document any exceptions to it.

ACCOUNT SERVICING:

The loan officer, with the assistance of the account manager, should ensure files are up to date and exceptions resolved in a timely manner.  A goal for total exceptions is 25%.  The loan officer shall service account and maintain up-to-date memorandum in files.  The loan officer shall maintain well-organized, neat and current credit and collateral files.  Site visits shall be performed annually and documented accordingly.

PROBLEM LOAN IDENTIFICATION: 

The loan officer shall identify any potential problems in a loan relationship and document these issues in the credit file and promptly notify the senior credit officer (SCO).  Loan ratings shall be assigned at loan approval and the loan officer shall recommend any changes in a timely manner.  Loan officer shall assist in carrying out action plans approved by SCO for problem credit relationships.

COLLECTION EFFORTS: 

The loan officer has the responsibility to collect past due loans.  The specific actions depend upon the delinquency of the account.  The bank’s past due goals are 1.25% for past due loans greater than 15 days and 1.0% for loans past due greater than 30 days.

ASSET QUALITY: 

The loan officer has the responsibility to adhere to Board approved asset quality goals.  Loan losses should be maintained at acceptable levels.  Substandard assets should be less than 20% and watch list accounts less than 25% of the lender’s portfolio. 

Qualifications

College Degree – Either Bachelor’s or Associate’s.  Major in finance, business or accounting preferred
2+ years of prior SBA financial sales experience preferred
3+ years’ experience in SBA banking
General knowledge of banking and business in targeted location
Strong English communication skills, both verbal and written
Strong organizational skills

Work Requirements

Travel up to or more than 50% of the time – visiting customers, making calls, etc.

Driving own vehicle required

Clean driving record and valid auto insurance required

Annual Bank Secrecy Act training required

 

 

CASH MANAGEMENT BDO 

 

Position purpose

The business development officer (BDO) is responsible for acquiring new business relationships and cultivating and enhancing existing loan and deposit relationships through Cash Management services and products.

Responsibilities/Duties/Functions/Tasks

SALES/SERVICING

The BDO will work with new clients by marketing, structuring and recommending Cash Management services and products.  The BDO is responsible for generating new business and managing all aspects of the implementation process.  The BDO must be very familiar with the market in order to generate new business and is also responsible for staying abreast of all conditions and trends of the marketplace.

RISK/POLICYCOMPLIANCE

The BDO should demonstrate the ability to understand risk and be able to properly evaluate and disclose risk in a relationship.  The officer’s ability to analyze the customer’s operational capacity is also evaluated.  The officer should be able to spot potential weaknesses.  The BDO should understand our Cash Management products and services.

Qualifications

•      2+ years’ experience in a financial environment

•      2+ years’ experience in a sales and prospecting environment

•      2+ years’ experience in merchant service sales 

•      Proven track record of excellent performance

•      General knowledge of banking and business in targeted location

•      Strong communication skills, both verbal and written ,in English

•      College degree required–Associates or Bachelors

•      Familiarity with word processing and spreadsheet software 

Special Position Requirements

−  Travel up to, or more, than 50% of time within Atlanta metro market, visiting customers, making calls,etc.

−  Use of personal car required

−  Valid auto insurance required

−  Must have excellent communication skills for internal bank personnel as well as external customers

−  Conduct oneself in the highest ethical manner and display professional behavior in front of customers and co-workers

−  Dress and present in a way that our most conservative customers would expect to find us

−  Ability to maintain confidentiality of proprietary Bank information

−  Must be a self-starter and take responsibility for personal training and educational development plan

Special Position Requirements

Annual Bank Secrecy Act training required

 

ACH SPECIALIST

 

Position purpose

Manages all ACH transactions for the bank and serves as backup for Deposit Operations manager when necessary. 

Responsibilities/Duties/Functions/Tasks

  • ACH Returns
  • ACH IAT review, decisioning & reporting
  • ACH Notification of change submissions
  • ACH Balancing
  • ACH File upload and review of OFAC results
  • ACH/RDC Info for preparation for reviews
  • Serving as ACH specialist for staff & auditors
  • Review & research Fed ACH limit exception
  • Exception Item Processing - includes insufficient items, non-posted items, stop payments and account holds
  • Charge back item processing (Fed Returns)
  • Assist with research and statement printing
  • Fiserv Precision Core support to retail staff
  • Manage & maintain the Bounce Privilege product & process (in conjunction with the Deposit Ops Manager & Compliance)
  • Bounce Privilege – manage product including customer correspondence
  • Check adjustment clearing (FRB)
  • Maintain all Minority Banking CDs
  • Monthly Operations reports for CFO
  • Document imaging verification
  • Bank research as requested by management
  • Serves as backup to Deposit Operations as needed
  • CD interest check & IRA disbursement distribution
  • Maintenance on closed accounts – deleting unused internet account and ATM/Debit
  • ATM/Debit Card Fraud Claims submission & follow-up
  • ATM/Debit Card system parameter maintenance
  • Wire transfer submission
  • Additional duties as requested by management
     

Qualifications

High School Diploma
5 years’ experience in Operational Banking
Familiarity with Word, Excel, Fiserv Precision
 

Special Position Requirements

In-depth ACH experience and knowledge
ACH Certification required (or currently working toward certification with completion required within 90 days of hire)
Annual Bank Secrecy Act training required

505 Peachtree Industrial Blvd. Suwanee, GA 30024 | 770-945-8300 (phone) | 770-945-4888 (fax)
2905 Bethany Bend, Milton, GA 30004 | 678-889-4700 (phone) | 770-667-6475 (fax)
Loan Production Office, 3438 Peachtree Road, Atlanta, GA 30326 | 678-889-4540 (phone) | 770-904-3477 (fax)
After hours/weekend number to report lost or stolen debit cards: 800-791-2525

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