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About Us

Career Opportunities

At Quantum National Bank, we pride ourselves on our dedicated and talented team members.  Our shared goal is to provide community-focused financial services through personalized customer service, flexibility and community-based decision making.  We look for the most qualified individuals who will deliver the ultimate in “Quantum service” to our customers, both internal and external.


If you are looking to take the next step in your career with an employer dedicated to providing a challenging and rewarding work environment, Quantum National Bank may be the place for you.  We offer competitive salaries and a comprehensive benefits package.


For consideration please e-mail, fax or send us your resume:

E-mail:  careers@quantumbank.com 


US Mail:

Quantum National Bank
Human Resources Department
505 Peachtree Industrial Blvd.
Suwanee, GA  30024

Quantum National Bank is an Equal Opportunity Employer, M/F/D/V.

 

 

COMMERCIAL LENDER 

 

COMMERCIAL LENDER

QUANTUM NATIONAL BANK EXPECTATIONS:

In the performance of their respective tasks and duties, all employees are expected to conform to the following:

  • Perform quality work within deadlines with or without direct supervision.
  • Interact professionally with other employees, customers and suppliers.
  • Work effectively as a team contributor on all assignments.
  • Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
  • Team members should also be willing to perform tasks outside of the specific duties should the need arise.
  • Positive attitude is a must.

Position purpose

The business development officer is responsible for acquiring new business relationships and growing and maintaining a strong portfolio.

Responsibilities/Duties/Functions/Tasks

SALES/SERVICING:

The BDO will work with new or existing clients by marketing, structuring and preparing credit requests for commercial and commercial real estate loans (which may include construction and term loans, depending upon the assigned department) and cross-selling corporate products. The BDO is responsible for generating new business and managing assigned portfolio. The lender must be very familiar with the market in order to generate new business and is also responsible for staying abreast of all conditions and trends of marketplace.

UNDERWRITING/POLICY COMPLIANCE:

The BDO should demonstrate the ability to understand credit risk and be able to properly evaluate and disclose risk in a relationship. The officer’s ability to analyze the borrower’s operational capacity is also evaluated. The officer should also be able to assess collateral and any potential weaknesses. Factual accuracy in the loan memorandum is another consideration. The lender should understand the loan policy and document any exceptions to it.

ACCOUNT SERVICING

The loan officer, with the assistance of the account manager, should ensure files are up to date and exceptions resolved in a timely manner. A goal for total exceptions is 25%. The loan officer shall service account and maintain up-to-date memorandum in files. The loan officer shall maintain well-organized, neat and current credit and collateral files. Site visits shall be performed annually and documented accordingly.

PROBLEM LOAN IDENTIFICATION:

The loan officer shall identify any potential problems in a loan relationship and document these issues in the credit file and promptly notify the SCO. Loan ratings shall be assigned at loan approval and the loan officer shall recommend any changes in a timely manner. Loan officer shall assist in carrying out action plans approved by SCO for problem credit relationships.

COLLECTION EFFORTS:

The loan officer has the responsibility to collect past due loans. The specific actions depend upon the delinquency of the account. The bank’s past due goals are 1.25% for past due loans greater than 15 days and 1.0% for loans past due greater than 30 days.

ASSET QUALITY

The loan officer has the responsibility to adhere to Board approved asset quality goals. Loan losses should be maintained at acceptable levels. Substandard assets should be less than 20% and OAEM less than 25% of the lenders portfolio.

PRODUCTION EXPECTATIONS

Production goals will be established annually based on commercial lending experience and salary levels. During the first 12 months of employment, the loan officer is expected to maintain the production goals mentioned below.

One month - Three months         No minimum goal requirement

Three months – Six months         33.3% of annual goal

Six months – Nine months           40% to 67% of annual goal

Nine months – Twelve months   75% to 100% of annual goal

Year-to-date reviews of goals are conducted monthly during each year of employment (including initial year of employment). If goals are not being met, the loan officer then would improve production goals through a performance improvement plan.

Employee is required to attend all mandatory meetings, including, but not limited to monthly staff meetings, weekly Business Development Officer meetings, and any meetings deemed mandatory by management.

Qualifications

College Degree – either Bachelor’s or Associate's. Degree in finance, business or accounting preferred

2+ years of prior financial sales experience preferred

3+ years experience in banking

Strong communication skills, both verbal and written in English

Strong organizational skills

General knowledge of banking and business in targeted location

Special Position Requirements

Travel up to or more than 50% of the time: visiting customers, making calls etc. Use of personal car required

Valid auto insurance required

Annual Bank Secrecy Act training required

Quantum National Bank is an Equal Opportunity Employer

This document is for information purposes only and is not to be construed as an employment agreement or contract.  Quantum National Bank retains the right to amend or change job description at any time without prior notice

 

 

DEPOSIT SOLUTIONS SPECIALIST  

 

QUANTUM NATIONAL BANK EXPECTATIONS:

In the performance of their respective tasks and duties, all employees are expected to conform to the following: 

  • Perform quality work within deadlines with or without direct supervision.
  • Interact professionally with other employees, customers and suppliers.
  • Work effectively as a team contributor on all assignments.
  • Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
  • Team members should also be willing to perform tasks outside of the specific duties should the need arise.
  • Positive attitude is a must.

Position purpose

As professional bankers, we serve the small business community and high-balance individual depositors and exceed client expectations with a quick response time, offer premium customized deposit products to ensure good growth and consistent source of quality deposits.

Responsibilities/Duties/Functions/Tasks 

  • Continually look for ways to be a “Banking Partner for Success”  for our customers
  • Prospect new clients within the market area
  • Adhere to all policies and procedures set forth by the bank and regulatory agencies
  • Determine financial needs of current and prospective customers and refer them to the appropriate Quantum Bank professional
  • Open new accounts including checking, saving, certificates of deposit (CDs) and Individual Retirement Accounts (IRAs), gather required customer data, ensure appropriate Compliance and Regulatory Policies and Procedures are followed
  • Complete account maintenance and perform account research when necessary
  • Other duties as may be assigned by management
  • Greet and be the first point of contact for each client or prospect who walks into the bank lobby
  • Provide efficient, professional and courteous customer service
  • Provide consultation to prospects and existing clients to determine their financial needs and find the best solutions
  • Recognize and cross-sell other banking products and services and direct opportunities to the appropriate department and/or banking professional
  • Uncover opportunities for new business by:
    • Making out-bound business development calls to set appoints for the Branch Sales and Service Manager
    • Making out-bound customer phone calls and participating in branch call nights
    • Following up on referrals from other business partners and customers
    • Meet goals assigned for new branch deposits and cash management referrals
    • Complete account maintenance and perform account research when necessary
    • Process deposits and loan payments, including night drop and mail deposits
    • Balance and maintain ATM
    • Pay and cash checks
    • Receive, strap, store and ship money

Qualifications 

  • Minimum 1 year experience in a sales and prospecting environment
  • Minimum1 year experience in a customer service environment
  • Computer literate
  • High school diploma
  • Strong communication skills, both verbal and written, both in English

Preferences 

  • 1-3  years experience in a financial environment
  • Familiarity with word processing and spreadsheet software
  • College degree

Special Position Requirements 

  • Must treat everyone with respect and be a team player
  • Must have excellent communication skills for internal bank personnel as well as      external customers
  • Conduct oneself in the highest ethical manner and display professional behavior in      front of customer and co-workers
  • Must be highly organized and detail-oriented
  • Dress and present in a way that our most conservative customers would expect to find      us
  • Ability to maintain confidentiality of proprietary Bank information
  • Must be a self-starter and take responsibility for their training and educational      development plan

Annual Bank Secrecy Act training required

 

Quantum National Bank is an Equal Opportunity Employer

This document is for information purposes only and is not to be construed as an employment agreement or contract.  Quantum National Bank retains the right to amend or change job description at any time without prior notice.

 

 

505 Peachtree Industrial Blvd. Suwanee, GA 30024 | 770-945-8300 (phone) | 770-945-4888 (fax)
2905 Bethany Bend, Milton, GA 30004 | 678-889-4700 (phone) | 770-667-6475 (fax)

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