Team Feb 2016 - Small

About Us

Career Opportunities

At Quantum National Bank, we pride ourselves on our dedicated and talented team members.  Our shared goal is to provide community-focused financial services through personalized customer service, flexibility and community-based decision making.  We look for the most qualified individuals who will deliver the ultimate in “Quantum service” to our customers, both internal and external.


If you are looking to take the next step in your career with an employer dedicated to providing a challenging and rewarding work environment, Quantum National Bank may be the place for you.  We offer competitive salaries and a comprehensive benefits package.

Quantum National Bank Philosophy

Quantum National Bank's culture is one of teamwork, professionalism and dedication to furthering the goals of our customers and therefore the success of the Bank.  Our employees work hard to treat our customers, other employees and suppliers with attention to detail and respect.  We strive for open communications throughout the Bank and the stakeholders who share in our success.

MISSION STATEMENT

Driven by honesty and integrity, we provide superior financial guidance to the communities we serve in order to enhance the success of our clients and employees.

CORE VALUES

Your Banking Partner for Success

Further, our core values were carefully selected to clearly state the guiding principles that we use daily at Quantum in our work and relationships with our clients, our staff and our communities.

These core values are:

L       Listening to our partners

E       Ensuring security and confidentiality

A      Assuring a culture of respect and accountability

D      Delivering valuable financial solutions

       Instilling honesty and integrity in our actions

N      Nurturing our community’s growth

G      Giving responsive service

 
For consideration please e-mail, fax or send us your resume:

E-mail:  careers@quantumbank.com 


US Mail:

Quantum National Bank
Human Resources Department
505 Peachtree Industrial Blvd.
Suwanee, GA  30024

Quantum National Bank is an Equal Opportunity Employer, M/F/D/V.

 

 

 

COMMERCIAL LENDER

 

Position purpose

This position will be based in our new Buckhead Loan Production Office.

The commercial lender is responsible for acquiring new business relationships and growing and maintaining a strong portfolio. 

Responsibilities/Duties/Functions/Tasks

SALES/SERVICING:

The commercial lender will work with new or existing clients by marketing, structuring and preparing credit requests for commercial and commercial real estate loans(which may include construction and term loans, depending upon the assigned department), and cross-selling corporate products.  The lender is responsible for generating new business and managing assigned portfolio.  The lender must be very familiar with the market in order to generate new business and is also responsible for staying abreast of all conditions and trends of marketplace.

UNDERWRITING/POLICY COMPLIANCE:

The lender should demonstrate the ability to understand credit risk and be able to properly evaluate and disclose risk in a relationship.  The officer’s ability to analyze the borrower’s operational capacity is also evaluated.  The officer should also be able to assess collateral and any potential weaknesses.  Factual accuracy in the loan memorandum is another consideration.  The lender should understand the loan policy and document any exceptions to it.

ACCOUNT SERVICING:

The loan officer, with the assistance of the account manager, should ensure files are up to date and exceptions resolved in a timely manner.  A goal for total exceptions is 25%.  The loan officer shall service account and maintain up-to-date memorandum in files.  The loan officer shall maintain well-organized, neat and current credit and collateral files.  Site visits shall be performed annually and documented accordingly.

PROBLEM LOAN IDENTIFICATION:

The loan officer shall identify any potential problems in a loan relationship and document these issues in the credit file and promptly notify the SCO.  Loan ratings shall be assigned at loan approval and the loan officer shall recommend any changes in a timely manner.  Loan officer shall assist in carrying out action plans approved by SCO for problem credit relationships.

COLLECTION EFFORTS:

The loan officer has the responsibility to collect past due loans.  The specific actions depend upon the delinquency of the account.  The bank’s past due goals are1.25%for past due loans greater than15 days and 1.0% for loans past due greater than 30 days.

ASSET QUALITY:

The loan officer has the responsibility to adhere to Board approved asset quality goals.  Loan losses should be maintained at acceptable levels.  Substandard assets should be less than 20% and OAEM less than 25% of the lender's portfolio. 

Qualifications

College Degree–either Bachelor’s or Associates.  Degree in finance, business or accounting preferred

2+ years of prior financial sales experience preferred

3+ years’ experience in banking

Strong communication skills, both verbal and written in English

Strong organizational skills

General knowledge of banking and business and experience in Buckhead/Intown Atlanta market strongly preferred

Special Position Requirements 

Travel up to or more than 50% of the time:  visiting customers, making calls, etc.

Use of personal car required

Valid auto insurance required

Annual Bank Secrecy Act training required

 

 

SBA LENDER

 

Position purpose

The commercial lender is responsible for acquiring new business relationships and growing and maintaining a strong portfolio.  

Responsibilities/Duties/Functions/Tasks

SALES/SERVICING:

The SBA lender will work with new or existing clients by marketing, structuring and preparing credit requests for SBA loans and cross-selling corporate products.  The lender is responsible for generating new business and managing assigned portfolio.  The lender must be very familiar with the market in order to generate new business and is also responsible for staying abreast of all conditions and trends of marketplace.

UNDERWRITING/POLICY COMPLIANCE:

The lender should demonstrate the ability to understand credit risk and be able to properly evaluate and disclose risk in a relationship.  The officer’s ability to analyze the borrower’s operational capacity is also evaluated.  The officer should also be able to assess collateral and any potential weaknesses.  Factual accuracy in the loan memorandum is another consideration.  The lender should understand the loan policy and document any exceptions to it.

ACCOUNT SERVICING:

The loan officer, with the assistance of the account manager, should ensure files are up to date and exceptions resolved in a timely manner.  A goal for total exceptions is 25%.  The loan officer shall service account and maintain up-to-date memorandum in files.  The loan officer shall maintain well-organized, neat and current credit and collateral files.  Site visits shall be performed annually and documented accordingly.

PROBLEM LOAN IDENTIFICATION: 

The loan officer shall identify any potential problems in a loan relationship and document these issues in the credit file and promptly notify the senior credit officer (SCO).  Loan ratings shall be assigned at loan approval and the loan officer shall recommend any changes in a timely manner.  Loan officer shall assist in carrying out action plans approved by SCO for problem credit relationships.

COLLECTION EFFORTS: 

The loan officer has the responsibility to collect past due loans.  The specific actions depend upon the delinquency of the account.  The bank’s past due goals are 1.25% for past due loans greater than 15 days and 1.0% for loans past due greater than 30 days.

ASSET QUALITY: 

The loan officer has the responsibility to adhere to Board approved asset quality goals.  Loan losses should be maintained at acceptable levels.  Substandard assets should be less than 20% and watch list accounts less than 25% of the lender’s portfolio. 

Qualifications

College Degree – Either Bachelor’s or Associate’s.  Major in finance, business or accounting preferred
2+ years of prior SBA financial sales experience preferred
3+ years’ experience in SBA banking
General knowledge of banking and business in targeted location
Strong English communication skills, both verbal and written
Strong organizational skills

Work Requirements

Travel up to or more than 50% of the time – visiting customers, making calls, etc.

Driving own vehicle required

Clean driving record and valid auto insurance required

Annual Bank Secrecy Act training required

 

 

CASH MANAGEMENT BDO 

 

Position purpose

The business development officer (BDO) is responsible for acquiring new business relationships and cultivating and enhancing existing loan and deposit relationships through Cash Management services and products.

Responsibilities/Duties/Functions/Tasks

SALES/SERVICING

The BDO will work with new clients by marketing, structuring and recommending Cash Management services and products.  The BDO is responsible for generating new business and managing all aspects of the implementation process.  The BDO must be very familiar with the market in order to generate new business and is also responsible for staying abreast of all conditions and trends of the marketplace.

RISK/POLICYCOMPLIANCE

The BDO should demonstrate the ability to understand risk and be able to properly evaluate and disclose risk in a relationship.  The officer’s ability to analyze the customer’s operational capacity is also evaluated.  The officer should be able to spot potential weaknesses.  The BDO should understand our Cash Management products and services.

Qualifications

•      2+ years’ experience in a financial environment

•      2+ years’ experience in a sales and prospecting environment

•      2+ years’ experience in merchant service sales 

•      Proven track record of excellent performance

•      General knowledge of banking and business in targeted location

•      Strong communication skills, both verbal and written ,in English

•      College degree required–Associates or Bachelors

•      Familiarity with word processing and spreadsheet software 

Special Position Requirements

−  Travel up to, or more, than 50% of time within Atlanta metro market, visiting customers, making calls,etc.

−  Use of personal car required

−  Valid auto insurance required

−  Must have excellent communication skills for internal bank personnel as well as external customers

−  Conduct oneself in the highest ethical manner and display professional behavior in front of customers and co-workers

−  Dress and present in a way that our most conservative customers would expect to find us

−  Ability to maintain confidentiality of proprietary Bank information

−  Must be a self-starter and take responsibility for personal training and educational development plan

Special Position Requirements

Annual Bank Secrecy Act training required

 

DEPOSIT SOLUTIONS SPECIALIST - MILTON 

 

 Position purpose 
 As professional bankers, we serve the small business community and high-balance individual depositors and exceed client expectations with a quick response time, offer premium customized deposit products to ensure good growth and consistent source of quality deposits.

Responsibilities/Duties/Functions/Tasks 

* Continually look for ways to be a “Banking Partner for Success”  for our customers
* Prospect new clients within the market area
* Adhere to all policies and procedures set forth by the bank and regulatory agencies
* Determine financial needs of current and prospective customers and refer them to the appropriate Quantum Bank professional
* Open new accounts including checking, saving, certificates of deposit (CDs) and Individual Retirement Accounts (IRAs), gather required customer data, ensure appropriate  Compliance and Regulatory Policies and Procedures are followed
* Complete account maintenance and perform account research when necessary
* Other duties as may be assigned by management
* Greet and be the first point of contact for each client or prospect who walks into the bank lobby
* Provide efficient, professional and courteous customer service
* Provide consultation to prospects and existing clients to determine their financial needs and find the best solutions
* Recognize and cross-sell other banking products and services and direct opportunities to the appropriate department and/or banking professional
* Uncover opportunities for new business by:
* Making out-bound business development calls to set appoints for the Branch Manager
* Making out-bound customer phone calls and participating in branch call nights
* Following up on referrals from other business partners and customers
* Meet goals assigned for new branch deposits and cash management referrals
* Complete account maintenance and perform account research when necessary
* Process deposits and loan payments, including night drop and mail deposits
* Pay and cash checks

 Additional Vault Teller responsibilities as assigned by the Branch Manager may apply but are not limited to:

* Receive, strap, store and ship money
* Balance and maintain ATM
* Conduct scheduling for other DSS’s within the branch (lunches, Saturday shifts, etc.)
* Control all cash transactions into and out of the vault
* Order and Sell Cash as needed for the Branch through FED (working with Retail Operations).
* Handle foreign collection items (Submit and Clear)
* Manage “proof process” so that work is scanned in a timely fashion every day regardless of staffing.
* Be an subject matter expert on Teller Policies and Procedures
* Assign and ensure ancillary duties and tasks are completed daily (mailroom, logging in mail, post office runs, etc.)
* Manage Courier Service
* Monitor Security Equipment Daily
* Manager Safe Deposit Boxes (Key Inventory; Drilling)
* Handle returned mail to resolution and according to policy (update addresses, etc.)
* Ensure Dual Control Guidelines are adhered to wherever applicable.
* Handle incoming calls and forward appropriately
* Act as first line of defense for all DSS’s to help alleviate excessive risk of loss.
* Manage inventory within the teller area

Qualifications

* Minimum 1 year experience in a sales and prospecting environment 
* Minimum1 year experience in a customer service environment
* Exposure within a financial institution to both new account openings and teller transactions
* Computer literate
* High school diploma
* Strong communication skills, both verbal and written, both in English

Preferences

* 1-3  years’ experience in a financial environmentincluding exposure to new account openings and teller transactions
* Familiarity with word processing and spreadsheet software
* College degree

 
Special Position Requirements

* Must be willing to travel between all bank locations (Suwanee, Milton and Buckhead) for training, meetings and other needs as assigned by management
* Must treat everyone with respect and be a team player
* Must have excellent communication skills for internal bank personnel as well as external customers
* Conduct oneself in the highest ethical manner and display professional behavior in front of customer and co-workers
* Must be highly organized and detail-oriented
* Dress and present in a way that our most conservative customers would expect to find us
* Ability to maintain confidentiality of proprietary Bank information
* Must be a self-starter and take responsibility for their training and educational development plan

Annual Bank Secrecy Act training required

 

 

 

 

505 Peachtree Industrial Blvd. Suwanee, GA 30024 | 770-945-8300 (phone) | 770-945-4888 (fax)
2905 Bethany Bend, Milton, GA 30004 | 678-889-4700 (phone) | 770-667-6475 (fax)
Loan Production Office, 3438 Peachtree Road, Atlanta, GA 30326 | 678-889-4540 (phone) | 770-904-3477 (fax)
After hours/weekend number to report lost or stolen debit cards: 800-791-2525

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