Lending Team


Commercial Real Estate - Click here for our Affordability Analysis Worksheet


Commercial Real Estate Lending to Owner-Occupants, Developers and Investors

Commercial Real Estate Lending is one of Quantum National Bank’s primary areas of expertise.  Our entire team of lenders is experienced in developing a solid understanding of each opportunity.  They work with our customers to structure competitive, innovative financing solutions.  Even in the current economy, well-qualified borrowers are finding that Quantum is ready to do business!  Our key developer, investor and owner-occupied opportunities are:

  • Commercial Construction Loans
  • Permanent financing using Mini-Perm Loans
  • Acquisition and Development Loans for Commercial Developments

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Owner-Occupied Properties

For over 20 years, Quantum National Bank has been committed to serving the needs of our owner-managed business customers.  More and more of these customers are realizing that it can be a wise decision to own the facilities they occupy and we are ready to provide financing to help them realize that dream.  We work with our customers to develop a financing package specifically designed to meet their unique needs and maximize the value of their real estate investment.  Our specific industry experience includes:

  • Single or multi-tenant office/warehouse buildings
  • Owner-operated franchise motels
  • Convenience stores
  • Poultry farms

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Developers and Investors

We work with both developers and investors to provide a full range of financing options for income-producing properties.  We provide loans with a variety of terms for construction, renovation, acquisition and development as well as longer-term funding through our relationship with a respected permanent lender.

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Income Producing Properties

  • Multi-family residential
  • Retail centers
  • Multi-tenant office/warehouse buildings

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Business Lending

At Quantum National Bank, we understand that growing businesses need capital to achieve their potential.  Our highly trained Business Development Officers are encouraged to get to know your business and work to develop a clear understanding of your goals and strategies so they can offer a lending solution that will truly meet your needs.

We offer flexible terms and competitive rates on a variety of debt alternatives including:

Lines of Credit – A revolving Line of Credit is a small-business essential.  Use it to manage cash flow by financing short-term capital needs such as inventory, accounts receivable or seasonal needs.  With a Line of Credit, you may borrow, repay and borrow again, as your needs change.

Term Loans – Term loans are most often used to finance fixed-asset purchases for items such as equipment, vehicles and furniture.  Term loans can also be used to finance permanent working capital or for buying, improving or refinancing commercial assets.

SBA Loans – Quantum National Bank is one of Georgia’s Preferred SBA Lenders.  Click here for full details on our outstanding SBA offerings

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Forms and Applications

To get started, simply download our application form and personal financial statement.  Once completed, mail, fax (770-831-2635) or drop it at your nearest Quantum National Bank office.  One of our experienced lenders will be in touch with you to help you complete the process.

Our Lending Team

Brad Day
Executive Vice President, Chief Operating Officer

Pat Williams
Vice President

Brian Huff

Commercial Business Development Officer, Suwanee


Mike Jones
Commercial Business Development Officer

Eric Walker
Commercial Business Development Officer, Milton Office

Margaret Fogarty

Inside Lender


Vaishali Joshi

Commercial Account Manager






505 Peachtree Industrial Blvd. Suwanee, GA 30024 | 770-945-8300 (phone) | 770-945-4888 (fax)
2905 Bethany Bend, Milton, GA 30004 | 678-889-4700 (phone) | 770-667-6475 (fax)
3438 Peachtree Road, Atlanta, GA 30326 | 678-889-4540 (phone) | 770-904-3477 (fax)
After hours/weekend number to report lost or stolen debit cards: 800-791-2525

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