200246451-001.jpg

Lending

Commercial Real Estate

 

Commercial Real Estate Lending to Owner-Occupants, Developers and Investors

Commercial Real Estate Lending is one of Quantum National Bank’s primary areas of expertise.  Our entire team of lenders is experienced in developing a solid understanding of each opportunity.  They work with our customers to structure competitive, innovative financing solutions.  Even in the current economy, well-qualified borrowers are finding that Quantum is ready to do business!  Our key developer, investor and owner-occupied opportunities are:

  • Commercial Construction Loans
  • Permanent financing using Mini-Perm Loans
  • Acquisition and Development Loans for Commercial Developments

backtop.jpg

Owner-Occupied Properties

For 17 years, Quantum National Bank has been committed to serving the needs of our owner-managed business customers.  More and more of these customers are realizing that it can be a wise decision to own the facilities they occupy and we are ready to provide financing to help them realize that dream.  We work with our customers to develop a financing package specifically designed to meet their unique needs and maximize the value of their real estate investment.  Our specific industry experience includes:

  • Single or multi-tenant office/warehouse buildings
  • Owner-operated franchise motels
  • Convenience stores
  • Poultry farms

backtop.jpg

Developers and Investors

We work with both developers and investors to provide a full range of financing options for income-producing properties.  We provide loans with a variety of terms for construction, renovation, acquisition and development as well as longer-term funding through our relationship with a respected permanent lender.

backtop.jpg 

Income Producing Properties

  • Multi-family residential
  • Retail centers
  • Multi-tenant office/warehouse buildings

backtop.jpg

Business Lending

At Quantum National Bank, we understand that growing businesses need capital to achieve their potential.  Our highly trained Business Development Officers are encouraged to get to know your business and work to develop a clear understanding of your goals and strategies so they can offer a lending solution that will truly meet your needs.

We offer flexible terms and competitive rates on a variety of debt alternatives including:

Lines of Credit – A revolving Line of Credit is a small-business essential.  Use it to manage cash flow by financing short-term capital needs such as inventory, accounts receivable or seasonal needs.  With a Line of Credit, you may borrow, repay and borrow again, as your needs change.

Term Loans – Term loans are most often used to finance fixed-asset purchases for items such as equipment, vehicles and furniture.  Term loans can also be used to finance permanent working capital or for buying, improving or refinancing commercial assets.

SBA Loans – Quantum National Bank is one of Georgia’s Preferred SBA Lenders.  Click here for full details on our outstanding SBA offerings

backtop.jpg

Forms and Applications

To get started, simply download our application form and personal financial statement.  Once completed, mail, fax (770-831-2635) or drop it at your nearest Quantum National Bank office.  One of our experienced lenders will be in touch with you to help you complete the process.

Our Lending Team

Brad Day
Executive Vice President, Chief Operating Officer
770-831-2614
bday@quantumbank.com 

Pat Williams
Vice President
770-614-2205
pwilliams@quantumbank.com

Eric Walker
Commercial Business Development Officer, Milton Office
770-614-2208
ewalker@quantumbank.com

Margaret Fogarty

Inside Lender

770-831-2615

mfogarty@quantumbank.com

Vaishali Joshi

Commercial Account Manager

678-889-4521

vjoshi@quantumbank.com

 

Enterprise Banking Group
Multi-lingual team to meet the needs of the Asian and Hispanic communities

Shivani Bhatia                                         Assistant Vice President, Enterprise Group Manager
770-614-2204
sbhatia@quantumbank.com

 

505 Peachtree Industrial Blvd. Suwanee, GA 30024 | 770-945-8300 (phone) | 770-945-4888 (fax)
2905 Bethany Bend, Milton, GA 30004 | 678-889-4700 (phone) | 770-667-6475 (fax)

©2010 Quantum National Bank. All rights reserved