Commercial Real Estate Lending to Owner-Occupants, Developers and Investors
Commercial Real Estate Lending is our primary area of expertise. Our Business Development Officers and credit staff are trained to develop a solid understanding of each opportunity and to work with our customers to structure competitive, innovative financing solutions. We work with the developer, investor and the owner-occupied markets offering:
• Commercial Construction Loans
• Permanent financing using Mini-Perm Loans
• Acquisition and Development Loans for Commercial Developments
Owner-Occupied Properties
Quantum National Bank has been committed to serving the needs of our owner-managed business customers for over 11 years. Today, more businesses are deciding that it is a wise decision to own the facilities they occupy, and we are ready to provide financing for this purpose. Quantum National Bank works to develop a financing package that will maximize the value of the real estate investment for both the owner-manager and the business.
Quantum National Bank has specific industry experience in financing the following types of owner-occupied projects:
Quantum National Bank works with both developers and investors to provide a full range of financing options for income-producing properties. We provide loans with up to a five-year term for construction, renovation, acquisition and development. We also have the ability to assist our customers by providing access to longer-term funding through our relationship with a respected permanent lender. Quantum National Bank has specific industry experience in financing the following types of investment projects:
Commercial development and construction of retail, office and O/W properties
As a minority-owned institution, Quantum National Bank is experienced in addressing the specific needs of Asian and Hispanic business owners. Our Enterprise Banking Department is staffed with banking professionals that can communicate in Spanish, Korean, Vietnamese, and several dialects of the Asian Indian subcontinent.
For more information about how Quantum National Bank can help you with your real estate financing needs, contact one of our Business Development Officers
Quantum National Bank understands that growing businesses need capital to achieve their potential. Our commercial Business Development Officers are encouraged to get to know your business and to gain a clear understanding of your goals and strategies before offering a lending solution. We analyze your business’ cash flow and funding needs, and then create a credit solution tailored to your business.
Our specialty is owner-managed businesses, including professional practices, distributors and developers. We offer flexible terms and competitive rates on a variety of debt alternatives including:
Lines of Credit
A revolving line of credit is a small-business essential. Use it to manage cash flow by financing short-term capital needs such as inventory, accounts receivable or other seasonal needs. With a line of credit, you may borrow, repay and borrow again.
Term Loans
Most often, term loans are used to finance fixed-asset purchases for items such as equipment, vehicles and furniture. Term loans can be used to finance permanent working capital or for buying, improving or refinancing commercial assets.
SBA Loans
Quantum National Bank is a Preferred Lender for SBA 7(a) loans. We also work with several Economic Development Corporations to fund loans through the SBA 504 loan program. For more information about these programs, please click here. (SBA link)
Please download our commercial loan application form, and/or our personal financial statement, fill out completely and mail, fax to (770) 831-2635, or drop it off at the bank. You will need Adobe Acrobat Reader to view the application. If you do not already have Adobe Acrobat Reader, click here.
Member FDIC