NOTE: ALL CURRENT CD/IRA RATES ARE LIMITED TO GEORGIA CUSTOMERS. AT THE PRESENT TIME, WE ARE NOT ACCEPTING OUT-OF-STATE CDs OR IRAs. WE CONTINUE TO WELCOME OUT-OF-STATE CUSTOMERS FOR OUR MONEY MARKET ACCOUNTS. THANK YOU.
Certificates of Deposit
Earn a competitive rate & a guaranteed return without risk to your principal balance by investing in one ofour CD products. CDs are a safe and convenient way to save for your retirement, vacation, a new home orcollege education.
Let your interest grow in a Quantum National Bank Certificate of Deposit (CD).
Interest on CD’s with a term of 1 year or greater is compounded quarterly and can be paid by check, deposited into another QNB account or reinvested into the CD.
Interest rates are monitored on a weekly basis, assuring you the most competitive rates available.
Your CD can automatically renew at maturity. You don't need to keep track of time or contact the bank. Your money will always be invested.
CD Terms range from 7 days to 5 years with low minimum deposit requirements.
Use your CD as collateral when you need to borrow money unexpectedly.
For more information about our Certificates of Deposit contact our Customer Service Department at 770-945-8300 or use our contact form.
Click here for a link to the FDIC's Electronic Deposit Insurance Estimator (EDIE). EDIE allows you to calculate the insurance coverage of your accounts at FDIC-insured institutions like Quantum National Bank.
Worried about investing in a CD in a low rate environment?
Consider a laddering approach. By opening longer term CDs at different times, you can have CDs comingdue every year, 6 months, or even more frequently. You retain the ability to get to your money without
incurring a penalty, and the opportunity to invest during different rate environments. You will be able toenjoy better returns than investing in savings, money market or short-term CDs.
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