NOTE: ALL CURRENT CD RATES ARE LIMITED TO GEORGIA CUSTOMERS. AT THE PRESENT TIME, WE ARE NOT ACCEPTING OUT-OF-STATE CDS. WE CONTINUE TO WELCOME OUT-OF-STATE CUSTOMERS FOR OUR MONEY MARKET ACCOUNTS AND IRAS. THANK YOU.
Certificates of Deposit
Earn a competitive rate & a guaranteed return without risk to your principal balance by investing in one of our CD products. CD’s are a safe and convenient way to save for your retirement, vacation, a new home or college education.
Let your interest grow in a Quantum National Bank Certificate of Deposit (CD).
Interest on CD’s with a term of 1 year or greater is compounded quarterly and can be paid by check, deposited into another QNB account or reinvested into the CD.
Interest rates are monitored on a weekly basis, assuring you the most competitive rates available
Your CD can automatically renew at maturity. You don't need to keep track of time or contact the bank. Your money will always be invested.
CD Terms range from 7 days to 5 years with low minimum deposit requirement
Use your CD as collateral when you need to borrow money unexpectedly.
For more information about our Certificates of Deposit contact our Customer Service Department at 770-945-8300 or use our contact form.
Click here for a link to the FDIC's Electronic Deposit Insurance Estimator (EDIE). EDIE allows you to calculate the insurance coverage of your accounts at FDIC-insured institutions like Quantum National Bank.
Worried about investing in a CD at a low rate environment?
Consider a laddering approach. By opening longer term CD's at different times, you can have CDs coming due every year, 6 months, or even more frequently. You retain the ability to get to your money without incurring a penalty, and the opportunity to invest during different rate environments. You will be able to enjoy better returns than investing in savings, money market or short-term CD's.
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