|
“We reserve the right to limit deposits to our banking area.”
“Rates listed on this page are not available to brokers, other financial institutions, or public entities”.
NOTE: At the present time, all Quantum CDs, checking, savings and money market accounts are limited to Georgia residents. Thank you.
Rates Effective as of 7/28/2010
|
|
Account
|
Interest Rate
|
Annual Percentage
Yield
|
Minimum Deposit to
Open Account
|
|
|
Hi-Rate Checking(a,b,g)
|
|
|
|
|
|
$10,000 & greater
|
1.01%
|
1.01%
|
$100
|
|
|
$0.01 - $9,999.99
|
0.10%
|
0.10%
|
$100
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Money Market(a,b,g)
|
|
|
|
|
|
Hi-Rate Money Market (Personal)
|
|
|
|
|
|
$100,000 & greater
|
1.49%
|
1.50%
|
$100
|
|
|
$50,000 to $99,999.99
|
0.50%
|
0.50%
|
$100
|
|
|
$10,000 to $49,999.99
|
0.20%
|
0.20%
|
$100
|
|
|
$0.01 to $9,999.99
|
0.10%
|
0.10%
|
$100
|
|
|
|
|
|
|
|
|
Hi-Rate Money Market (Business)
|
|
|
|
|
|
$100,000 & greater
|
1.01%
|
1.01%
|
$500
|
|
|
$10,000 to $99,999.99
|
0.40%
|
0.40%
|
$500
|
|
|
$0.01 to $9,999.99
|
0.10%
|
0.10%
|
$500
|
|
|
|
|
|
|
|
|
Personal Savings Account(b,g,h)
|
|
|
|
|
|
|
0.52%
|
0.52%
|
$100
|
|
|
|
|
|
|
|
|
Community Checking(a,b,g)
|
|
|
|
|
|
$10,000 & greater
|
1.01%
|
1.01%
|
$100
|
|
|
$0.01 to $9,999.99
|
0.10%
|
0.10%
|
$100
|
|
|
|
|
|
|
|
|
|
Relationship
|
Relationship
|
Non-Relationship
|
Non-Relationship
|
|
Certificates of Deposit(d,e,j)
|
Interest Rate
|
Annual % Yield
|
Interest Rate
|
Annual % Yield
|
|
60 Months(f,i)
|
2.62%
|
2.65%
|
2.23%
|
2.25%
|
|
48 Months
|
2.43%
|
2.45%
|
2.03%
|
2.05%
|
|
36 Months(f,i)
|
2.23%
|
2.25%
|
1.84%
|
1.85%
|
|
30 Months
|
1.99%
|
2.00%
|
1.59%
|
1.60%
|
|
24 Months(f,i)
|
1.79%
|
1.80%
|
1.39%
|
1.40%
|
|
18 Months(f)
|
1.69%
|
1.70%
|
1.29%
|
1.30%
|
|
12 Months(f,i)
|
1.54%
|
1.55%
|
1.15%
|
1.15%
|
|
9 Months
|
0.95%
|
0.95%
|
0.95%
|
0.95%
|
|
6 Months(c)
|
0.75%
|
0.75%
|
0.75%
|
0.75%
|
|
3 Months(c)
|
0.50%
|
0.50%
|
0.50%
|
0.50%
|
a. Simple interest, paid monthly.
b. Subject to change at any time.
c. Simple interest, paid at maturity.
d. Substantial penalty for early withdrawal.
e. Yield calculation assumes no withdrawals and no change in the base rate.
f. Yield based on quarterly compounding.
g. Fees could reduce earnings on account.
h. Simple interest paid quarterly.
i. Available as IRA CD.
j. Minimum to open account $1,000.
|
|
Member FDIC