Community Reinvestment ACT (CRA)

For more than 25 years...

Quantum National Bank has been focused on serving the broad needs of the communities we serve. We are particularly sensitive to the needs of the low- and moderate-income areas in our service area. Among the steps we regularly take to support those communities are:

• Regular financial literacy classes in local schools and non-profit organizations (North Gwinnett HS, Lanier HS, Dresden Elementary School, Rainbow Village) to help students learn to successfully manage their money and credit;
• Offering loan products that encourage investment and rehabilitation of housing for these economic groups;
• Working to uncover additional needs of this segment of our community and developing products and services that will meet those needs;
• Participating in community events and projects designed to reach all segments of the community and let them know of the services we offer;
• Encourage our employees to volunteer for projects that fill these needs and that provide personal reward to our team members.

Quantum National Bank is committed to serving the credit needs of the communities in which we do business.  It is our policy to try to respond to all credit worthy segments of our market.  We believe that doing so is basic to good business practice and to the bank’s own long-term vitality.  In pursuing this commitment, we will assure that we comply with the letter and spirit of the Community Reinvestment Act (CRA).  We recognize that this will require us to take a proactive, rather than passive approach to determining community needs, including those of creditworthy low and moderate income areas and individuals.

See what we did in 2020:

Several Quantum employees spent a day with Junior Achievement, helping local students learn how to run a business and manage a budget.

Quantum was proud to be a sponsor of Bright Lights Better Futures, celebrating the great work of Gwinnett Habitat for Humanity.

Quantum recently made a donation to The Drake House in Roswell to help them in their mission to provide emergency housing and support to homeless women and children.

We made a donation to Meals by Grace to help them be the bridge between poverty and sufficienty..

Quantum's President Brad Day toured the Village of the Atlanta Children's Foundation and made a donation to help them serve kids in foster care..

We supported the work of Home of Hope helping them help their clients go from homeless to hopeful to a home of their own.

Developing affordable housing and fostering development within distressed and disadvantaged neighborhoods is the mission of No Limits Community Development Corporation and it's one we're proud to support.

As one of Georgia's leading residential construction lenders, we are proud to participate in the activities of HomeAid Atlanta, providing housing, programs and services to Atlanta's homeless population.