Personal Checking*

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Quantum National Bank offers a variety of checking accounts designed to meet our customers’ financial needs. For more information on our personal checking accounts, call or visit your local branch or send us a secure inquiry at the link below.
Link to secure inquiry form Link to Personal account form
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PRIME Checking
- IDProtect® — Identity theft monitoring and resolution service to help protect your identity
- Cell Phone Protection
- Shopping Rewards
- Travel and Leisure Discounts
An upgraded checking account that now includes numerous enhancements to your checking account. Please select “More Info” for a list of all the advantages to Quantum’s Prime Checking.
MORE INFO
HIGH RATE CHECKING
- No statement cycle service charge on average daily balances of $2,500 or greater ($15/statement cycle service charge if average daily balance falls below $2,500)
- Minimum opening deposit - $100.00
- Earn higher rates on larger balances
- Eligible for Partnership Rewards
SENIOR HIGH RATE CHECKING
- Available to customers 55 years of age and above
- No minimum balance
- No service charge
- Minimum opening deposit - $100.00
- Eligible for Partnership Rewards
SIMPLE CHECKING
- Minimum opening deposit of $50
- Monthly paper statement fee of $5 waived with the receipt of e-statements
- $3 monthly service charge if your balances falls below $50
Partnership Rewards
High Rate and Senior High Rate Checking account holders can automatically qualify to earn 2.00% APY1 on balances up to $25,000 with our Partnership Rewards program. Qualifying is simple:
- Have a minimum of 12 point-of-sale ATM/debit card transactions per statement cycle (ATM withdrawals excluded) AND
- Have 1 ACH debit or credit per statement cycle AND
- Receive your statements electronically
All rewards earned will appear on your statement. You must satisfy all three criteria as well as meet the qualifications to open an account. Balances over $25,000 will continue to earn the posted rate (click here for more information on current rates).
All Quantum National Bank checking accounts offer these convenient features:
- Free Visa check card/ATM card
- Worldwide ATM usage through Cirrus, Plus, Pulse, Maestro and Visa networks
- Free 24-hour telephone banking
- Free online banking
- Free bill pay
- Free mobile banking2
Click here for more information on current rates
To report a lost or stolen debit card after hours or on weekends, call 800.262.2024.
*Restrictions and minimum balances may apply as noted above (Economy Checking and Senior High-Rate Checking have no minimum balance requirement). 1 Effective May 16, 2022, balances between $0.01 and $25,000 earn 2.00% APY; balances above $25,000.00 will begin to earn 0.10% APY. Rate subject to change. To obtain APY, accountholder must make 12 POS (point of sale) debit card transactions, one ACH debit or credit transaction, and enroll to receive e-statements. Requirements must be met by the end of each statement cycle to earn APY. The minimum balance to open this account is $100. Accountholder must maintain a minimum balance of $1,500 to avoid service charge. Account fees may reduce earnings. See us for full details. 2 Data and message rates may apply for mobile banking. Check with your phone carrier for more information.
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