Personal Checking*
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Quantum National Bank offers a variety of checking accounts designed to meet our customers’ financial needs. If you’d like more information on any of these accounts, click the link below to send us a secure message or call or come in to one of our offices to find the account that’s right for you.
Link to secure inquiry form Link to Personal account form
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High Rate Checking
- No statement cycle service charge on average daily balances of $2,500 or greater ($15/statement cycle service charge if average daily balance falls below $2,500)
- Minimum opening deposit - $100.00
- Earn higher rates on larger balances
- Eligible for Partnership Rewards
Senior High Rate Checking
- Available to customers 55 years of age and above
- No minimum balance
- No service charge
- Minimum opening deposit - $100.00
- Eligible for Partnership Rewards
Economy Checking
- No minimum balance required
- Minimum opening deposit - $100.00
- Unlimited check writing
- Electronic statement included ($5.00 per statement cycle for paper statements)
Partnership Rewards
High Rate and Senior High Rate Checking account holders can automatically qualify to earn 2.00% APY* on balances up to $25,000 with our Partnership Rewards program. Qualifying is simple:
- Have a minimum of 12 point-of-sale ATM/debit card transactions per statement cycle (ATM withdrawals excluded) AND
- Have 1 ACH debit or credit per statement cycle AND
- Receive your statements electronically
All rewards earned will appear on your statement. You must satisfy all three criteria as well as meet the qualifications to open an account. Balances over $25,000 will continue to earn the posted rate (click here for more information on current rates).
All Quantum National Bank checking accounts offer these convenient features:
- Free Visa check card/ATM card
- Worldwide ATM usage through Cirrus, Plus, Pulse, Maestro and Visa networks
- Free 24-hour telephone banking
- Free online banking
- Free bill pay
- Free mobile banking
Click here for more information on current rates
To report a lost or stolen debit card after hours or on weekends, call 800.262.2024.
*APY – Annual Percentage Yield. Data and message rates may apply for mobile banking. Check with your phone carrier for more information. Restrictions and minimum balances may apply as noted above (Economy Checking and Senior High-Rate Checking have no minimum balance requirement). For Partnership Rewards, fees may reduce earnings. See us for full details.
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