Owner-Occupied Commercial Properties
There's never been a better time to make the move from renting to owning. Right now, Quantum is offering low rates and fees designed to meet the needs of a variety of borrowers.* This is a limited time offer so don't delay!
5-year fixed rate at 5-year Treasury plus 300 basis points. Floor of 4.50%.
10-year maturity at 5-year Treasury plus 300 basis points with a rate reset after 5 years at the same spread. Floor of 4.50%.
Floating RATE Option:
Floating rate available for either option above at 5-year Treasury rate plus 270 basis points with a 4.50% floor.
- .75 basis point origination fee
- Up to 85% LTV
- Up to 25-year amortization
- Prepayment penalties apply; however, loan is assumable with credit approval
There are limited funds available for this promotion so call your Quantum lender today. This program is scheduled to expire on 12/31/19 but may be terminated at any time at the bank's discretion while honoring any valid, outstanding commitments.
*Some restrictions apply. LTV=Loan to Value. Program available for commercial properties only. Rates and terms subject to change. Treasury rate changes daily. If current 5-year Treasury rate plus indicated basis points results in rate below 4.50%, floor rate will apply. Terms for all loans in this program will be adjusted at closing to the then-current Treasury rate and will be fixed at that rate (or at the minimum floor rate) for options 1 and 2. All loans subject to credit approval. Owners must occupy 51% of the property. Religious institutions are eligible for the 5-year program only and QNB refinances are not eligible. No special use properties.
1-4 Family Investment Properties
Back by popular demand, it's Quantum's special financing for 1-4 family investment properties.* For a limited time, you can take advantage of our special low rates and low fees to expand your portfolio.
Prime rate as published in The Wall Street Journal MINUS 1/2% variable on either a 3 or 5 year term, floor of 4.99%.
Prime rate as published in The Wall Street Journal plus 10 basis points fixed for 35 months
Prime rate as published in The Wall Street Journal plus 60 basis points fixed for 60 months
- .75% fee on all offerings
- Up to 75% LTV
- 15 or 20 year amortization
There are limited funds available for this promotion so call your Quantum lender today! Loans must be approved and committed by 8/31/19 and closed by 9/30/19. Once the available funds have been allocated, the promotion will end.
*LTV=Loan to Value. Some restrictions apply. Rates and terms subject to change. All loans subject to credit approval. No special use properties.