Personal Mobiliti FAQs
How secure is Mobile Banking?
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Mobile banking is very secure. In fact, it offers the same level of protection as our Online Banking service. It offers multiple layers of authentication to prevent unauthorized access.
Is Mobile Banking free?
There is no charge for using our Mobile Banking service. Standard fees apply for bill payments and Popmoney® person-to-person payments made through Mobile Banking. Also be aware that message and data rates may apply from your mobile carrier.
Do I need to be enrolled for Online Banking to use Mobile Banking?
Yes. You must be enrolled for Online Banking before using any of the Mobile Banking options.
Do I need a new User ID and Password for Mobile Banking?
No, use the same User ID and password you use to log on to Online Banking.
Do I need Internet access to use Mobile Banking?
Internet access is required to use the Mobile app and Mobile Browser banking and text capability is required for Text Banking.
What type of mobile devices work with the Mobile Banking App?
What type of mobile devices work with Text Banking?
Any mobile device that is capable of sending and receiving texts.
Can I use multiple mobile devices to access Mobile Banking?
Yes. You can use any number of compatible mobile devices for our Mobile Banking service.
What types of accounts can I access with Mobile Banking?
You can access the same accounts that are viewable through online banking including checking, savings, CDs and loans.
Is there a waiting period to use Mobile Banking?
There is no waiting period.
What if I lose my mobile device?
You can deactivate your device in Mobile Banking.
How do I set-up Alerts for my accounts?
It’s easy. Just log on to Online Banking to set your Alert preferences.
Can I add new payees from Mobile Bill Pay?
Yes. Simply open the Quantum app, click on “Payments” and follow the instructions.
How should I endorse a Mobile Deposit check?
Be sure that the back of the check is endorsed, as usual, plus include the words “For Mobile Deposit” to identify the item as a Mobile Deposit.
When are the funds available from a Mobile Deposit?
Mobile Deposit funds are generally available on the next business day, just like any deposit.
What should I do with my paper check?
Securely store your check for 14 business days, then destroy the original paper check.
What types of checks can I deposit?
You can deposit any check drawn on a U.S. financial institution. The following items cannot be deposited using Mobile Deposit:
What dollar limits apply to Mobile Deposit?
You may make any number of Mobile Deposits with a limit per check of $2,500 and a daily limit of $5,000. Each Mobile Deposit includes one deposited check only.