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Construction

Quantum National Bank has proven to be vital to our success.  Our ownership structures and methodologies can be rather unique at times.  And, we have been known to have a few unconventional requests.  The Quantum team took the time to understand our business philosophies and styles and have worked to meet our needs accordingly.  The vast business experience of the leadership of Quantum is an added benefit as they help us to grow.  Quantum has additionally sponsored a number of events intended to inform and educate its customers.  We count it a privilege to do business with Quantum and give our highest recommendation.

Mark W.
Homebuilder

We provide competitive residential construction loans to experienced homebuilders throughout North Georgia. We specialize in:

  • Individual construction loans for local builders with sales of less than $3 million
  • Guidance lines for homebuilders with annual sales in excess of $3 million
  • Financing for both speculative and pre-sold projects
  • Financing for single family detached homes as well as townhomes.

Our general terms:

  • Up  to 75% loan to value
  • Variable rates
  • Financing for both speculative and pre-sold projects, including lot acquisition
  • Inspections and draws provided weekly
  • Loans may be made without a personal guaranty if you meet certain underwriting requirements

Our maximum loan amount is $750,000.

Automated draw process available with mobile app

If you’re interested in receiving further information, click the link below to send us a secure message.

Secure Inquiry Form

 

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